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855-795-5433
Term Life Insurance for H‑1B Visa Holders
Top-rated carriers. No medical exam options. Coverage that stays with you, even if you move abroad.
4 Easy Steps
See Your Rate – Complete the quick 30-second quote form.
We Check Eligibility – I confirm your options based on your visa, time in the U.S., and state.
Pick the Right Policy – We compare carriers side by side to find the best fit – including no-exam and portable plans.
Apply Online – No paperwork, no stress. Many clients get approved in just a few days.
About Your Agent
My name is Zhaneta, and I specialize in helping visa holders like you secure life insurance that fits their goals – with no exam options, global coverage, and top-tier carriers. I’ve helped H‑1B professionals, international students, and expats navigate the process with clarity and confidence.
You’re not alone – and you don’t have to guess which company is best. I’ll walk you through your options so you can protect your family with peace of mind.
Frequently Asked Questions
Will I qualify for term life insurance with an H‑1B visa?
A: Yes, if you apply with the right carrier. I only work with companies that accept work visas like H‑1B.
Will my policy cover me if I die abroad?
A: Most term policies cover worldwide deaths. I’ll confirm this for your specific case, especially if you plan to travel.
Can I keep my policy if I move outside the U.S.?
A: Many carriers allow it, as long as you keep a U.S. address for mail and pay premiums from a U.S. bank account.
Do I need a medical exam?
A: Not always. If you meet the criteria, you may qualify for no-exam coverage up to $4M.
Will I pay more as a visa holder?
A: No. Your rate is based on health, age, and lifestyle – not your immigration status. But not all carriers will offer you their best rate class. I help you find the ones that do.
How long does it take?
A: Some clients are approved in just 1–3 days. Others may take 2–3 weeks depending on the plan. Either way, I keep you updated every step of the way.
Ready to Protect Your Future
Getting life insurance as a visa holder can feel overwhelming – but it doesn’t have to be.
Let me show you which options are available, what’s required, and how to apply with confidence.
Your information is always kept private. No spam. No pressure. Just expert help.
Simply request your quote, and you will receive the information you need to make a decision about which option is best for your family.